Job Purpose

The AML Officer is responsible for ensuring the company’s compliance with all Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), Know Your Customer (KYC), and regulatory obligations within the iGaming industry.

The role focuses on monitoring player activity, identifying suspicious transactions and behaviour, conducting investigations, supporting regulatory reporting, and ensuring the business operates in accordance with applicable legislation, internal policies, and compliance standards.

The AML Officer plays a key role in protecting the business from financial crime, fraud, reputational risk, and regulatory breaches.

Key Responsibilities

AML Monitoring & Investigations

• Monitor player transactions and account activity for suspicious behaviour, money laundering risks, fraud, and unusual betting patterns.
• Conduct investigations into flagged accounts, transactions, and source of funds concerns.
• Analyse player behaviour to identify potential financial crime risks.
• Escalate suspicious activities in line with internal procedures and regulatory requirements.
• Prepare Suspicious Transaction Reports (STRs/SARs) where required.

KYC & Due Diligence

• Ensure customer onboarding complies with KYC and customer due diligence requirements.
• Conduct Enhanced Due Diligence (EDD) on high-risk customers and VIP players.
• Verify source of funds and source of wealth documentation where applicable.
• Review and approve high-risk or politically exposed person (PEP) accounts.
• Ensure sanctions and watchlist screening is conducted accurately.

Regulatory Compliance

• Ensure compliance with all applicable AML, CTF, and gaming regulations.
• Maintain up-to-date knowledge of regulatory changes and industry best practices.
• Support regulatory audits, inspections, and compliance reviews.
• Assist in developing and updating AML policies, procedures, and controls.
• Ensure proper record-keeping and audit trails are maintained.

Reporting & Risk Management

• Prepare AML reports and risk assessments for management and regulators.
• Monitor and report on AML-related KPIs and trends.
• Identify operational or regulatory risks and recommend mitigation measures.
• Assist with enterprise-wide AML risk assessments.

Training & Awareness

• Support AML training initiatives across the business.
• Promote a strong compliance culture and awareness of financial crime risks.
• Provide guidance to operational teams on AML and KYC requirements.

Key Performance Indicators (KPIs)

• Timely review and resolution of AML alerts and investigations
• Compliance with regulatory reporting timelines
• Accuracy and quality of KYC/EDD reviews
• Reduction in financial crime and fraud exposure
• Audit and compliance review outcomes
• SLA adherence for account reviews and escalations
• Quality and completeness of AML documentation

Minimum Requirements

• Diploma or Degree in Law, Finance, Risk, Compliance, Criminology, or related field
• 2–5 years’ AML/compliance experience within iGaming, financial services, fintech, or banking
• Strong understanding of AML/CTF legislation and gaming regulations
• Experience with transaction monitoring and AML systems
• Knowledge of KYC, EDD, sanctions screening, and fraud detection
• Proficient in Microsoft Office and reporting tools

Key Competencies

• Strong analytical and investigative skills
• High attention to detail and accuracy
• Ability to handle confidential information professionally
• Strong decision-making and problem-solving ability
• Excellent communication and report-writing skills
• Ability to work in a fast-paced, high-risk environment
• Ethical, professional, and highly accountable

Advantageous

• iGaming or online betting industry experience
• AML or compliance certifications (e.g. ACAMS)
• Experience working with regulators or licensing authorities
• Understanding of payment systems and fraud trends within online gaming