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Credit Analyst

  • Johannesburg
  • Salary: R35 000.00 - R40 000.00 Per Month
  • Job Type: Permanent
  • Sectors: Finance
  • Reference: JHB000070/Trin

Apply before Feb 20 2026 | 30 Days left

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Vacancy Details

Employer: Empire Recruitment

Join a forward‑thinking credit team where your expertise will directly influence funding decisions across SME and public‑sector portfolios. This role is ideal for a Credit Analyst who thrives in a fast-paced financial environment, enjoys autonomy, and brings sharp analytical judgment to every transaction.
Key Responsibilities:
  • Full-spectrum Credit Assessment
    Evaluate SME and public‑sector applications, applying sound credit‑lending principles and financial analysis to approve or escalate decisions.
  • Financial & Non-Financial Analysis
    Use your analytical toolkit to assess complex financials, identify risk trends, and recommend actions that support long-term portfolio health.
  • Stakeholder Collaboration
    Work closely with internal teams to provide meaningful insights, communicate credit decisions, and ensure seamless feedback loops.
  • Operational Excellence
    Maintain accurate tracking registers, manage meetings, assist with credit policy enhancements, and contribute to ad-hoc strategic projects.
  • Proactive Risk Management
    Drive “first-time right” decisions and support arrears prevention through well-informed, high-quality assessments.
Requirements:
  • Minimum 3 - 5 years of Credit experience, ideally within financial services or asset finance
  • Solid understanding of credit lending principles, financial statements, and risk assessment
  • Strong analytical abilities with high attention to detail
  • Excellent communication skills — able to tailor messages to multiple stakeholders
  • Tech‑savvy with MS Office and business systems; understanding of AI is a plus
  • A results‑driven and resilient mindset with a commitment to ethical decision-making
  • Relevant qualification in Credit Risk, Accounting, Finance, or similar
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About Empire Recruitment

About

At Empire Recruitment, we build valuable and meaningful relationships with all our clients and customers.

Our clients being, those who require only the best talent that SA has to offer and our customers, the professionals looking to be guided as they take those crucial steps in their careers.  

With our expert industry knowledge, we are able to make connections that help businesses flourish. We understand that successful organizations are centered around it’s people and bringing in the best fit for their business is of the utmost importance. In order to make these connections we take the time to understand our clients and customers needs at the outset.

 

Building your future

 

Our Values:

  • Integrity
  • Commitment to our customers and client
  • Quality
  • Continuous Learning
  • People Focused

 

We specialise in: 

  • Engineering
  • Human Resources
  • IT and Telecoms
  • Sales and Marketing
  • Supply Chain

 

B-BBEE Rating

 

Empire Recruitment is proud to be a Level 1 B-BBEE contributor.

 

 

Contact information:

Inchanga Road, Fourways

Monday to Friday 8:00 to 16:30

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