Credit Manager

Gauteng
Salary: R80.00+ Per Month
Job Type: Permanent
Sectors: Manufacturing
Reference: CPT000797/SM

Apply before Feb 06 2026 | 25 Days left

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Vacancy Details

Employer: West Coast Personnel

My client has a vacancy for a Credit Manager at their Elandsfontein branch (Gauteng).

The Credit Manager is responsible for managing and controlling the organisation’s credit granting process. This role ensures that credit risk is effectively evaluated, monitored, and minimised while enabling sustainable sales growth and maintaining healthy cash flow. The Credit Manager ensures compliance with company policies, legal requirements (including the National Credit Act), and oversees effective collection of accounts receivable in line with working capital objectives.

MINIMUM REQUIREMENTS
Qualifications:

National Diploma or Bachelor’s Degree in Finance or Accounting (NQF 7)
Credit Management Diploma (Institute of Credit Management of South Africa) – highly advantageous

Experience:

5–8 years of progressive experience in credit control or credit management
Minimum 5 years in a supervisory or management role
Experience in a manufacturing, FMCG, or sales-driven environment preferred
Proven experience managing large debtor books and trade credit risk

RESPONSIBILITIES:

Develop and maintain the company’s credit policy and procedures
Conduct credit assessments of new and existing customers
Approve or recommend credit limits and terms in line with policy
Monitor credit exposure and portfolio risk regularly
Maintain updated customer risk ratings and ensure compliance with credit term
Oversee daily debtor collections and allocate payments accurately
Review age analysis weekly and take corrective action for overdue accounts
Negotiate and manage payment arrangements where necessary
Collaborate with sales teams to resolve invoice disputes
Recommend write-offs and provisions in line with company policy
Communicate credit terms clearly to customers
Resolve customer account queries promptly
Support customers with documentation and payment arrangements
Attend key account review meetings to manage credit-related risks
Oversee contract tracking, document control, renewals, and closures
Ensure contract-related documentation is accurate, secure, and audit-ready
Track and action key contract milestones, renewals, and closures
Review reports on contract status, compliance, and risks, implementing corrective actions
Liaise with internal stakeholders to resolve escalated contract administration issues
Ensure integrity of financial controls, coordinate with auditors, and implement audit findings
Maintain compliance with legislation, including NCA and POPIA
Monitor departmental risks and maintain a risk register
Support Internal Auditors and respond to findings
Ensure adherence to SHEQ standards, labour legislation, and company Code of Ethics
Prepare monthly credit and debtor reports for management
Analyse collections trends, bad debts, and credit exposure
Recommend corrective measures and support budgeting and forecasting
Develop dashboards for credit monitoring where applicable
Participate in strategy formulation and policy development
Advise management on credit trends and business impact
Support product and market expansion by assessing credit risk
Implement credit automation or digital solutions to improve efficiency
Identify and maintain effective relationships with internal and external stakeholders
Represent the Company’s in meetings and resolve problems creatively with integrity
Provide guidance on stakeholder matters and manage expectations in line with policy
Recruit, train, and develop staff within the credit function
Conduct employee appraisals, set performance objectives, and address performance issues
Ensure adherence to HR policies, labour legislation, and company values
Align future talent needs through succession planning and development initiatives

VALUES

Honesty and Integrity
Mutual Respect, Trust, and Dignity
Openness and Transparency
Participation, Co-operation, and Teamwork
Performance and Accountability
Passion and Commitment

ESSENTIAL KNOWLEDGE & SKILLS

Credit risk assessment, credit policy, and collections management
National Credit Act (NCA) and POPIA compliance
Financial analysis and interpretation of customer financial statements
ERP system proficiency (SAP, Syspro, Oracle, or similar)
Advanced MS Excel and reporting skills

CORE BEHAVIOURAL ATTRIBUTES

Problem-solving and analytical ability
High integrity and ethical standards
Excellent verbal and written communication skills
Detail-oriented, proactive, and results-driven
Resilient and able to operate under pressure
Team-orientated with strong negotiation and networking skills

Application Process:
Interested candidates should submit their CV, Matric Certificate, current head and shoulder photo, and qualifications.
If you do not hear from us within the next two weeks, please consider your application unsuccessful.

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