- Sandton
- Salary: Market Related
- Job Type: Permanent
- Sectors: Automotive
- Reference: E.L002052/AK
Vacancy Details
Employer: Michelle Tuck cc t/a Staff Solutions
- Classifying commercial vehicle dealers based on business scale and risk status.
- Implementing tailored marketing strategies.
- Identifying and mitigating customer risks during contract signings or visits.
- Conducting prompt asset preservation activities for overdue loans.
- Analyzing financial reports of corporate customers and assessing repayment ability, profitability, and operational capability.
- Identifying potential risks in commercial vehicle customers' operation industries.
- Conducting detailed credit analysis covering financial, operational, collateral, shareholder, and industry aspects.
- Preparing credit papers for client facility adjustments and covenant breaches.
- Presenting requests to the board and Group credit committees.
- Engaging continuously with clients for monitoring, identifying credit stress, and assisting in recoveries while ensuring compliance and collaborating with stakeholders to manage credit risk effectively.
- Ensure compliance with rules and regulations of commercial vehicle retail business.
- Stay updated on national macroeconomic and financial environments and trends in the automotive financial industry.
- Familiarity with the Group's commercial vehicle products, local network layout, and operational model of commercial vehicle dealers and fleets.
- NCA certification advantageous
- Bachelor of Commerce degree in Finance, Accounting (Mandatory)
- 3+ years of lending or credit experience required
- Sound credit analysis experience required
- Commercial legal knowledge preferred
- Proficiency in Microsoft Word, Excel, PowerPoint, and other common office software.
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About Michelle Tuck cc t/a Staff Solutions
Staff Solutions is a bespoke recruitment agency founded in 2004, with a national footprint. Our team provides both permanent and temporary recruitment services to the majority of industries/sectors throughout South Africa. We are open to international recruitment too. Staff Solutions offers "old-fashioned recruitment ethics and values ", in an advanced technological environment. We pride ourselves in keeping up to date with technological advances, but still retain the personal touch with both our clients and candidates. If you are a General Manager or a General Worker, your application is important to us.
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