Credit Manager

Sandton
Salary: R25 000.00 - R30 000.00 Per Month
Job Type: Permanent
Sectors: Banking Finance Automotive
Benefits: Medical Aid Pension
Reference: CM01

Apply before Jul 15 2025 | 4 Days left

Apply

Vacancy Details

Employer: Express Employment Professionals (Middelburg)

Key Responsibilities

Responsible for the review and approval of commercial credit proposals, Credit assessment and credit worthiness of the customer.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
File Verification in terms of established credit guidelines, process and approval, maintain a good balance between returns and risks exposure.
Review loan agreements to ensure that they are complete and accurate according to policy.
Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
Handle customer complaints and take appropriate action to resolve them.
Market financial products to individuals and firms, promoting AFCL services that may meet customers' needs.
Updating and Submitting monthly data to credit bureau as per banking regulations ,updating and preparing daily reports.
Ensure all regular monthly reporting is generated for management review.

Required Skills

Credit Management: 6 to 7 years
Understanding Of Retail Finance: 4 to 5 years
Bank Industry Experience: 4 to 5 years

Candidate Requirements

Desired Profile

Must have Credit management exposure.
Must have excellent communication and inter-personal skills.
Understanding of retail finance.

Educational Qualifications

Commerce of Finance Graduate.

Relevant years of Experience

Between 6-8 years of experience (Overall).

Competencies

Relationship building.
Communication & Interpersonal skills.
Presentation skills.
Credit management.

Industry Preference

Banks.

Apply

Hot Job

42 people have applied for this job. 899 people have viewed this job.

About Express Employment Professionals (Middelburg)

Express Employment Professionals is a leading staffing provider in South Africa, the United States of America, Canada, Australia, New Zealand and Botswana. Every day, we help job seekers find work and help businesses find qualified employees.

1998 Express was established in South Africa and currently has 25 offices throughout the country. Express Employment Professionals is 51% black owned with a level 1 BBBEE rating.

Globally, Express employs approximately 566 000 people each year. We are a global organisation that blends international and local demand with tailored products and services to our clients. Express Employment Professionals is proud to continue its 41-year legacy of helping businesses and job seekers succeed globally. We have grown to a network of 800+ employment agencies in five countries, while still maintaining local ownership for each office and providing quality service to each of our clients.

Express Respects People for who they are, their goals and their concerns and we Impact Business with a sharp business sense that benefits us, our clients, our franchisees, our consultants and our communities.